We carry $2,000,000 in liability and property damage coverage through the North American Model Boat Association http://www.namba.com/content/insurance.asp

Plus

We have $2,000,000 in additional NAMBA site coverage to protect the owner of the site with the same $2,000,000 as is afforded the individual member. While this is not required by NAMBA for their insurance to be in effect, we have elected to carry it to protect the site owner.

And

We also have $1,000,000 in a NAMBA personal accident policy which covers injuries which members may incur while running their boat or while assisting someone else with their boat.

Before Events 

All Queens Own members are required to provide proof of insurance from NAMBA prior to participating in an event.